Estudo de viabilidade económico e financeira para abrir uma empresa de seguros a operar no ramo naõ vida em Moçambique

Abstract

The Mozambican economy has been showing substantial substantial economic growth with the expansion and emergence of new economic units, which drives the development of the insurance market. For the creation or expansion of a business it is essential to carry out a previous study on the economic and financial viability, in order to predict present and future risks of the and thus make appropriate decisions to achieve the success of the project. enterprise. During the work, the economic and financial feasibility for the creation of a insurance company operating in the non-life business in Mozambique. It is a job that identified favorable feasibility using finance theory, supported by financial statements financial statements of a Mozambican insurer and sector data. After analyzing and discussing the results, it was concluded that, with the expected economic scenario and the premises presented in the body of work are maintained, it is feasible to create a insurance companies operating in the non-life branch in Mozambique, encouraging the opening of yet another economic unit.