Sistema de crédito à pesca artesanal

Abstract

The present work) presents proposals for a credit system for artisanal fishing and the intervention modalities of the Fundo de Fomento Pesqueiro (FFP) in favor of the development of this sub-sector. The author sought to make an analysis of what the practices are in the contacted institutions and, together with the bibliographic review, to advance improvements in the sense that these lines of credit can reach the artisanal fisherman. Thus, two alternatives are advanced: (i) the revolving credit system; and, (ii) leasing. These two alternatives were advanced taking into account the objectives defined in the Fisheries Policy and its implementation strategy, the characteristics of the financial system today and the problems and constraints related to artisanal fishing. Within the framework of the Fisheries Policy and its implementation strategy, it is up to the FFP to grant credits to projects and enterprises focused on the fishing sector in general, and artisanal fishing in particular. Thus, the FFP will be able to intervene in financing artisanal fishermen taking into account the characteristics of the identified target groups and that of the FFP structure deployed on the ground. Furthermore, the FFP may intervene in the financing process for artisanal fishermen - seeking to formalize relations with institutions that provide this type of service and that are implemented in potential regions, with a view to negotiating the mechanisms and conditions that allow the definition of other credit alternatives that are accessible artisanal fishing. The methodology followed in this work was a literature review, divided into two parts, namely, literature on the object of study and specific literature on fisheries, carrying out two questionnaires, one aimed at institutions that provide financial services, and the other, directed to artisanal fishermen individually and / or associative and to development projects inserted in state institutions with the Artisanal fishing project in Nampula (PPAN) and Tchuma Tchatu in Tete. In the conclusions and recommendations of the work, suggestions are presented mainly on how the FFP may intervene in the definition of credit lines appropriate to artisanal fisheries. In this work, emphasis is given to the intervention of the FFP as it is the institution that statutory constitutes one of the objectives to financially support actions aimed at stimulating private investment, particularly national investment in areas considered priority in the context of the objectives of the fisheries policy and its implementation strategy. , for example, granting credit to artisanal fisheries. (TRADUÇÃO NOSSA)