Impacto da taxa de juro no desempenho dos indicadores de rentabilidade no sector bancário: estudo de caso microfinança SOCREMO, sa (2018-2022)

Abstract

This paper analyzes the impact of the interest rate on the performance of the indicators of the profitability of microfinance Socremo, SA. The survey had as its guiding question "what is the impact of the interest rate on the performance of profitability indicators." The main objective is to analyze the impact of the interest rate on the performance of the profitability of the banking sector. The data were collected by the semi-structured interview method and by a questionnaire survey made to the employees of Microfinança SA, allowed us to conclude that Microfinance Socremo, SA is affected by the macroeconomic variable that is the interest rate. The research used a quantitative approach, which consists of statistically verifying a hypothesis from the collection of concrete data including bibliographic, applied and documentary research. In general, the company must manage in a precise and effective way to ensure good performance and control its financial margin.