Plano de negócio Lhamine Car Services, LDA

Abstract

Lhamine Car Service, Ltda. will provide vehicle alignment and balancing services, including secondary oil changes, filters, and tire repairs. The company will be located in the Cimento neighborhood, on Samora Machel Avenue, Oliveira Transportation and Tourism Terminal in the Chibuto District. Its mission is to ensure the continuous maintenance of our valued customers' vehicles through excellent service, and a vision to become a recognized company and market leader in vehicle alignment and balancing services nationwide by 2027, embodied in values such as accountability, ethics, integrity, and transparency. Exclusive Sales Position (SSP)  Ensure proper vehicle use is monitored through a vehicle registration system;  Create contact conditions for breakdown companies in the event of vehicle failure in remote locations to provide a driver; and  Provide a free diagnosis. Lhamine Car Service, Lda. will be a small business, according to the EGMPME (General Statute of Micro, Small, and Medium-Sized Enterprises), as it projects an annual turnover of MZN 11,700,000.00 and has 12 employees. It will be a sole proprietorship with limited liability shares, composed of one partner (01), designated by Antonio Agostinho Lhamine, a final-year student in the Finance undergraduate program, with business administration skills and competencies and solid knowledge of Management and Financial Analysis, Financial Investment Analysis, Professional Cashier Technician, IT from a user perspective, and Customer Service. It was observed that drivers in the city of Chibuto travel approximately 69 km or more, incurring high costs and the risk of multiple accidents, to access vehicle alignment and balancing services. Having identified the problem, the need arose to open a workshop offering vehicle alignment, balancing, oil and filter changes, and tire repairs.Initially, the company will offer its services at a price equal to the competition: R$300.00 for balancing and R$1,900.00 for alignment, totaling R$2,200.00 for the complete package for light vehicles. For heavy vehicles, alignment services will be charged R$2,500.00 and balancing R$300.00, totaling R$2,800.00. Oil and filter changes for light vehicles will be charged R$500.00 and heavy and articulated vehicles R$1,500.00. Tire repairs will range from R$250.00 to R$2,500.00. The initial investment required for the operation of the enterprise is estimated at 1,627,824.74 Mts (One million, Six hundred and Twenty-Seven thousand, and Eight hundred and Twenty-Four Meticais and Seventy-Four Cents), of which 500,000.00 Mts comes from own funds and 1,127,824.74 Mts comes from a bank loan at the BCI (Commercial Investment Bank) counter at a cost-on-capital rate of 28% per year, for financing Small and Medium-Sized Enterprises (SMEs), to be disbursed over a 5-year period, corresponding to 60 months. The amount will be used to purchase machinery, mechanical tool kits, office equipment, and rehabilitated and leased infrastructure, as well as advertising and licensing for the company, with a view to initiating economic activity. Considering the Financial Viability Indicators, through the analysis carried out in this Business Plan, especially as they reflect the Discounted Payback Period, based on the project's useful life of 10 years, Lhamine Car Service, Ltda. Initial Investment over a period of 2 years, 2 months, and 11 days, taking into account the time value of money, recognizing that one metical today is worth more than one metical tomorrow. This is due to the possibility of investing this money and obtaining returns, inflation reducing purchasing power in the future, and the uncertainty of receiving the money in the future. Considering also that the Net Present Value (NPV) of 7,766,223.22 Mts is greater than zero, according to this indicator, the project is viable, as future returns are greater than the initial cost and the Operating Rate of Return (ARR) is equivalent to 227.651%, making the project viable as it allows the proponent to fully recover their invested capital and increase their wealth, covering the economic and financial risks related to the project. With each service provided, we have a gain of 127.65 Mts. XIII Regarding the Operational Viability Indicators, the project will begin to generate returns after reaching the Critical Quantity/Service (Q* Multi-Products). This means the break-even point between revenues, costs, and expenses is approximately 359.40 at 360 units. The company expects a Contribution Margin of 585,000.00 Mts, with Fixed Costs of R$262,810.72 Mts per month and Operating Profit of R$332,189.28 Mts.